The adjustable rate mortgage (ARM) is always a few points lower than a fixed rate which in turn saves you money each month, but meaning it is an adjustable rate, therefore the payment will adjust depending on the market conditions, this can work for or against you, if interest rates are declining, so is your monthly payment and vise versa. It is also possible to mix and match various rates, such as starting the first few years of your home mortgage loan with a low fixed rate, but a few years down the line it is more convenient and you are open to the possibility of an ARM. For more information regarding the ARM, contact 1st MA Mortgages .com, 617.482.5168

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Even a small rate cut can pay off quickly! There are ways to save money refinancing. We can help if you would like to stay in the house for 1 year to 30 years. We have specific programs designed to fit your needs. Call a representative today to see what program fits you best.

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